Invers is the leading bank data aggregator in the Benelux.
Through our PSD2 license, we retrieve raw bank transactions and enrich them up to 95%.
We then provide financial analyses to our partners, with which they can understand the person or the company behind the bank account.
Invers works with
In July 2019, Invers received, as one of the first in the Netherlands, a PSD2 AISP license from the Dutch Central Bank. This allows us - of course, only after explicit consent of the account holder - to automatically retrieve account information of consumers and companies from banks.
This license completes our chain of services:
Retrieve account information > Enrich data > Process enriched data into financial analyses.
Our services convert bank transactions into actionable information with identifiable counterparties, name and address information, GPS locations, income, and expense categories.
"Who pays to whom, when, where, and for what." With this information, we can accurately analyse our partners' B2C and B2B customers so that they can serve their customers even better with their services and products.
We collect bank transactions with the consent of the account holders through our PSD2 license, but if partners already have a license, they can also choose only to use our infrastructure (AISP wizard).
Enriched data is the basis for sound financial analyses. Think of extensive spending analyses or income and burden tests of consumers.
But this also applies to business customers. How solvent is the customer? Are expenses in line with income? Are there fluctuations in revenue? What financial hiccups have there been or are still to be expected?
Our partners use these turnkey solutions in credit scoring, credit applications, mortgage applications, tax returns, debt relief, savings advice, financial planning, and more.
Invers has been developing software since 1994. We use these years of experience to create innovative and high-quality services.
We constantly anticipate the latest changes in the financial market. This is how we offer our partners innovative solutions to gain insight into their customers' liquidity, solvency, disposable income, and more.