Fintech Enabler
Invers is the leading bank data aggregator in the Benelux.
Through our PSD2 license we retrieve raw bank transactions and enrich them up to 95%.
We then provide financial analysis to our partners, with which they are able to understand the person or the company behind the bank account.


PSD2 Acces
In July 2019, Invers received, as one of the first in the Netherlands, a PSD2 AISP license from the Dutch Central Bank. This allows us - of course only after explicit consent of the account holder - to automatically retrieve account information of consumers and companies from banks.
This license completes our chain of services:
Retrieve account information > Enrich data > Process enriched data into financial analysis.

Data enrichment
Our services convert bank transactions into actionable information with identifiable counterparties, name and address information, GPS locations, income and expense categories.
"Who pays to whom, when, where and for what". With this information we can accurately analyze the B2C and B2B customers of our partners, so that they can serve their customers even better with their services and/or products.
We collect bank transactions with the consent of the account holders through our PSD2 license, but if partners already have a license they can also choose to only use our infrastructure (AISP wizard).

Financial analysis
Enriched data is the basis for good financial analysis. Think of extensive spending analyses or income and burden tests of consumers.
But this also applies to business customers. How solvent is the customer? Are expenses in line with income? Are there fluctuations in revenue? What financial hickups have there been or are still to be expected?
These turnkey solutions are used by our partners in credit scoring, credit applications, mortgage applications, tax returns, debt relief, savings advice, financial planning and much more.

About Invers
Invers has been developing software since 1994. We use these years of experience to develop innovative and high quality services.
We constantly anticipate the latest changes in the financial market. In this way we offer our partners innovative solutions to gain insight into the liquidity, solvency, disposable income, etc. of their customers.